CIBIL Report - what is this?

Recently I came to know about CIBIL report. It's called Central Bureau of India who manages the records (over millions) who have been defaulters in paying their Credit Card bills, EMIs of loan, whose cheque bounced etc. etc .etc. You can find all the information at the below mentioned link:



The records and my googling say that CIBIL is not always right. Why? because our Sweet Indian Banks are not always right. They charge you an incorrect amount who you never knew being charged of. If you fail to pay this amount then you are gonna be listed in CIBIL records. Hence, you would not be able to apply for any "KIND" of loan. Yes, I mean it!!

You can refer to below links which I found to be helpful:





http://www.consumercourt.in/loan-against-property/6709-housing-loan-problem-due-credit-card-cibil-report.html

http://www.consumercomplaints.in/complaints/credit-card-c67591.html

http://economictimes.indiatimes.com/opinions/4050363.cms

Do let me know if you are able to understand, you are not able to understand, you hacve come to know something new, you wanna tell me something new or you have your own experience with it.

Love lotz

About SSU by Jiya

"Jiya is a passionate shopper and reader. A lover and fighter, continuously improving and evolving to contribute in this world as a philanthropist and environmentalist. She loves to spend time on internet, reading multiple things simultaneously with a single vision- find something helpful for this society and readers of SSU."
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